MORTG UNDERWRITER
Job Description
- Responsible for underwriting FHA, VA, and conventional mortgage loans, meeting set guidelines.
- Responsible for manual underwriting decisions, ensuring policies and guidelines are strictly followed and supporting documentation to ensure compliance.
- Responsible for keeping updated and informed of all changes that occur with loan agencies and investors; informs Senior Underwriter of any changes.
- Assists Loan Originators in obtaining pre-approval.
- Responsible for answering pre-qualification questions.
- Performs other job-related duties as assigned by management.
- Regular and reliable attendance.
- Knowledge of the secondary market, agency, loan products and guidelines.
- Knowledge of bank policies and procedures.
- Skill in underwriting FHA, VA, and conventional loan products.
- Ability to multi-task, and function as a team player.
- Ability to type with high degree of speed and accuracy.
- Ability to work with accuracy, organization, and attention to detail.
- Ability to communicate with customers and co-workers in a courteous and professional manner.
- High School diploma or equivalent.
- Secondary market mortgage loan underwriting experience required.
More Details
Benefits
We offer fair and competitive compensation as well as bonus based on an employee's years of service and possible discretionary merit bonuses. Employees also have the opportunity to participate in the Bank incentive programs based on charter/branch guidelines. Other benefits include:
- 8 paid holidays.*
- 17 PTO days each year for the first five years of employment. Employees must also complete the 90-day introductory period prior to accruing PTO.*
- After five years, 22 PTO days each year.*
- After ten years, 27 PTO days each year.*
- Employees must also complete the 90-day introductory period prior to accruing PTO.*
- New employees will receive 16 hours of paid sick time upon their hire date.*
- Health, dental, prescription drug card, vision, and voluntary life insurance plans.
- Health Savings Account with employer contributions.
- Flexible medical and dependent care spending plans.
- Parental Leave after one year of full time employment.
- 401K plan after 3 months and start of next quarter with employer contributions and profit sharing.
- Free checking account and basic printed checks.
- Free safe deposit box.
- $50,000 group term life insurance.
- Long term disability insurance.
- Employee Assistance Program.
- Educational Assistance.
*Paid holidays and paid time off benefits are not applicable for employees that are fully commissioned.
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at personnel@pinnbank.com or by phone at 402-697-8666 and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO KNOW YOUR RIGHTS and PAY TRANSPARENCY STATEMENT.