Account Login

Download our Mobile Banking App

Personal Savings

We can help you reach your goals. Whether it’s extra money for a big splurge or building up reserves for the unexpected.

  • Money Market Account

    If you’re already an experienced saver or maybe just have a little more to start out with, this Money Market account is a great place to see your cash grow. For one thing, the interest rate is a little higher than most conventional savings accounts. What’s more, with this account, as your balance grows so does your interest rate. So the more you save, the more you earn.

    A Money Market Account is a great way to earn more interest on your savings as your savings grows, while still having access to your cash when you need it. To make sure your money is always easy to reach, you can get a Visa® Debit Card. And you’ll also get Telebank and Pinnbank access, an electronic statement, and PinnPay, too.


    Earn Interest Low Fees
    • The interest rate is variable and changes weekly
    • Interest is credited to your account monthly based on the average daily collected balance method
    • For current rates, contact your local branch 
    • $10 maintenance fee per statement cycle if balance falls below $1,000 minimum daily balance
    • $3 per debit fee for more than six debits per statement cycle 
    Show More Show Less
  • Features


    Easy to open either online or in person

    No Fees

    With minimum balance of $1,000 and fewer than six withdrawals each month


    The bigger your account, the more interest you earn


    Access your money whenever you need it


    Tiered Rates

  • Savings Calculator

    Please enter a value between 1 and 9,999,999.
    Please enter a value between 1 and 9,999,999.
    Please enter a value between 0 and 5.
    Please enter a value between 1 and 99.
    Calculate Recalculate


    Your investment will be worth $ after years.

    This calculator is to be used for estimation purposes only. Years to reach saving goals are based on interest compounded monthly. We are showing you your potential account balance based on the amount invested, selected interest rate and length of time you choose to grow your savings. Since it is up to customers to correctly input rates and terms the financial institution is not responsible for its accuracy and the results are not guaranteed.

  • FAQs

    • Q What is a money market account?

      Like a regular savings account, your money market account helps you earn interest on your savings. But you’ll actually earn a higher interest rate because the restrictions on how your money can be safely invested are not as strict as with a savings account. Yet your money is still insured by the FDIC. Unlike some other types of investments, you can access your funds at any time. But to avoid fees, you’ll want to keep the number of withdrawals under six per statement period.
    • Q How do I take my money out?

      You can make up to six withdrawals each month without an activity fee. This can be in person, with your Visa® debit card or with checks. You can transfer money to your account online. You can even use your account as overdraft protection for your PinnBank Personal Checking account.
    • Q How often can I make deposits?

      Limitless. The more, the better, especially since the higher your balance, the better your interest rate.
    • Q How much interest will I earn?

      The interest rate is variable. It’s deposited into your account monthly, but calculated on a daily basis. Contact us for current rates.
    • Q What happens if my account balance dips below $1,000 or exceed the transaction limit?

      If your account dips below the $1,000 minimum, there is a $15 fee. If you use more than 6 withdrawals in a month, there is a $10 fee for each additional transaction.

Online Chat

Chat with an online representative.