Personal Checking
Whether you’re hoping for the latest conveniences, like using your smartphone to pay bills, or you still prefer writing checks and getting a statement every month, we have just what you’re looking for.
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Interest Checking Account
If you tend to keep a spending cushion, this is the account for you. Simply maintain an average balance of at least $1,000 in your account and you’ll earn interest. Plus all the conveniences you’d expect are included, like a debit card you can use to shop anywhere and a handy banking app for your smart phone.
While each of our checking accounts is a little different, there are great features all of them share. Once you open your account, you’ll enjoy:
- Visa® Debit Card with eNFACT protection
- Online Banking
- Online Bill Pay
- Mobile Banking with mobile deposits
- Account Alerts
You must maintain an average balance of $1,000 to earn interest.
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Features
Minimum Balance
$1,000
Fees
No fees as long as you keep at least $1,000 in your account
Statements
Electronic and you can review your account online
Earns Interest
Yes, the higher the balance the higher the rate
Rates
Tiered Rates -
Student Benefits
In school? We’d like to help you out. When you open your account, you can choose one of these benefits without paying a dime.- Up to $10 back per statement cycle on any foreign ATM fees or surcharges
- Refund for up to 5 money order fees and 5 cashier’s check fees per statement cycle
- Refund the monthly $5 fee for paper statements and notices
- Refund of the monthly service charge if you fall below the $1,000 balance
Senior Benefits
Enjoying retirement? We’d like to help you out. When you open your account, you can choose one of these benefits without paying a dime.- Up to $10 back per statement cycle on any foreign ATM fees or surcharges
- Refund for up to 5 money orders and 5 cashier’s checks per statement cycle
- Refund the monthly $5 fee for paper statements and notices
- Refund of the monthly service charge if you fall below the $1,000 balance
Custom Package
Want to make your account even better? For just a $10 monthly fee, you can customize your account with all of these additional monthly features.- Refund up to $28 on NSF Paid Item fee/NSF Returned Item Fee per statement cycle
- Refund for up to 5 money order fees and 5 cashier's check fees per statement cycle
- Refunds of incoming wire fees (up to $25 per statement cycle)
- Up to $10 refund for foreign ATM fees or surcharges per statement cycle
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Education
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FAQs
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Q I want to use my smart phone to bank, do you have an app for that?
If you have an iPhone or an Android, the answer is most definitely yes. Once you download the app, you can use it to deposit checks by snapping a picture, pay bills, look up account details, get turn-by-turn directions to an ATM, and much more. -
Q What if my account dips below the minimum balance?
Not to worry. If from time to time your balance goes below the $1,000 minimum, it’s just a $15 monthly fee. And if your circumstances change, we’ll work with you to find another account that better meets your needs.
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